About
GraduRates is a platform providing peer-to-peer loans for postgraduate study in the U.K. Postgraduate study is significantly underfunded in the U.K. in an environment of increasing undergraduate fees, many good quality students are being put off study, due to the cost. Bank lending has been falling rapidly and the government does not have the funds or the will to set up a lending program, as it has for undergraduate students. This is where GraduRates steps in... By using a peer-to-peer network, GraduRates connects students who are wishing to borrow with lenders who are looking for a better return on their money. By cutting out the banks, GraduRates can reduce the cost and increase the accessibility to postgraduate finance in the U.K. GraduRates makes money by taking a small fee from borrowers and lenders.